Lorimer Black — young, good-looking, but with a somewhat troubled expression — does not understand why his world is being torn apart, though he does know that for the most part it is made up of bluster and hypocrisy. His business, trying to keep insurance companies from paying out the money they've promised, is a con game run with the protection of the law. One winter's morning, Lorimer goes to keep a perfectly routine business appointment and finds a hanged man. A bad start to the day, by any standards, and an ominous portent of things to come.